Partner lending institutions

The European Fund for Southeast Europe provides sustainable funding to carefully selected, highly respected financial institutions in the region of Southeast Europe, including the European Eastern Neighbourhood Region for on-lending to micro and small enterprises and low-income private households with limited access to financial services. EFSE’s partner lending institutions include commercial banks, microfinance banks, microcredit organisations and non-bank financial institutions.

All EFSE partner lending institutions, financial institutions fulfill the Fund's eligibility criteria. These are based on financial strength, creditworthiness, compliance with EFSE’s business ethics, and the entity's corporate governance. The Fund also requires that the institutions lend the granted funds exclusively to the Fund’s target group.

Currently, the Fund works with the following partner lending institutions:

Active Partner Lending Institutions (as of 30 September 2011)	60
Southeast Europe Region (SEE):
Albania	4
Credins Bank, Banka Kombetare Tregtare, ProCredit Bank, Opportunity Albania
Bosnia and Herzegovina	14
Fima Banka, Intesa Sanpaolo Banka, NLB Tuzlanska Banka, NLB Razvojna Banka, Nova Banka Banja Luka, Raiffeisen Bank, UniCredit Bank, Volksbank, ProCredit Bank, EKI, MIBOSPO, Mikra, Mikrofin, Partner, Sunrise
Bulgaria	2
Raiffeisen Bank, ProCredit Bank
Kosovo	5
NLB Prishtina, ProCredit Bank, FINCA International, KEP Trust, KRK
FYR Macedonia	3
Halkbank, NLB Tutunska Banka, ProCredit Bank
Montenegro	5
Crnogorska Komercijalna Banka, Erste Bank Podgorica, NLB Montenegrobanka, Hipotekarna Banka, AgroInvest
Romania	6
Banca Comerciala Carpatica, Banca Transilvania, ProCredit Bank, Opportunity Microcredit, Patria Credit, BT Leasing
Serbia	8
Cacanska Banka, Komercijalna Banka, Privredna Banka, Banca Intesa Beograd, Opportunity Bank, ProCredit Bank, ProCredit Leasing, Raiffeisen Bank
Cross Country	2
European Eastern Neighbourhood Region (ENR):
Armenia	2
Ararat Bank, Converse Bank
Azerbaijan	1
Bank Respublika
Belarus	2
Belgazprombank, Minsk Transit Bank
Georgia	1
Bank of Georgia
Moldova	4
Banca Sociala, Moldova Agroindbank, ProCredit Bank, Microinvest
Ukraine	1
Megabank